PaymentsEverywhere.
Merchant-to-M-PESA sub-agent networks — helping Kenyan businesses expand their payment reach, serve more customers, and unlock new revenue streams.
Our
Capabilities.
Sub-Agent Registration & Setup
End-to-end M-PESA sub-agent registration with Safaricom — we handle all documentation, verification, and activation on your behalf.
Merchant Payment Network Expansion
Build out a sub-agent network under your merchant account — extending M-PESA payment services to your customers and partners.
Float Management Support
Real-time float monitoring, low-balance alerts, and same-day float top-up support to keep your agent always operational.
Agent Training & Certification
Comprehensive training for your agents on M-PESA operations, fraud prevention, customer service, and Safaricom compliance requirements.
Compliance & Regulatory Support
Ongoing support for CBK and Safaricom regulatory requirements — keeping your sub-agent licence current and your operations compliant.
Real-Time Transaction Reporting
Custom transaction dashboards with daily summaries, commission tracking, and audit-ready reports for your finance team.
Network Monitoring & Support
24/7 monitoring of your sub-agent network with rapid response to downtime, transaction failures, and dispute resolution.
Commission Optimisation
Analysis of your transaction volumes and float utilisation to maximise the commission revenue from your sub-agent network.
The Process.
No Surprises.
Eligibility Check
We assess your business structure, location, and volume profile to confirm sub-agent eligibility and recommend the right setup.
Documentation
Our team collects and prepares all required KYC, business registration, and Safaricom application documents.
Activation & Training
Safaricom activation, agent device setup, and a full training session for your team before going live.
Ongoing Support
Float management, compliance monitoring, and a dedicated account manager to grow your sub-agent business.
Built For
These Organisations.
Advatech is a registered M-PESA sub-agent aggregator, enabling businesses to become M-PESA sub-agents quickly and compliantly. We handle registration, training, compliance, and ongoing support — so you can focus on serving your customers.
Discuss Your NeedsSupermarkets and retail chains expanding payment services
Petrol stations offering financial services
Pharmacies and healthcare clinics
Hardware stores and building material suppliers
Schools and educational institutions
Community SACCOs and cooperatives
Ready to Start?
Talk to Our Team.
Our specialists will scope the right m-pesa sub-agents solution for your business — no generic pitches.